Thursday, July 16, 2009

How not to waste your money

Since I bumbled a bit in the "smart wardrobe" area this week, I thought I'd counter that with a list of shopping tips and reminders. I believe you can live a simpler life without giving up pride in your appearance (notice, that's pride--not vanity). I have always loved style and fashion, and I am constantly trying to refine and simplify in those areas so I can live a more balanced life, without giving up the parts I find oh-so-fun.

1. Create some shopping rules/mantras for yourself. One blogger has such fashion rules as "Never buy something that's clearly not your style just because it's hot." If you know what you came for and what you love, you'll get a loss less distracted and end up a lot less broke.

2. Buy from thrift and consignment stores. Not only are you shopping locally and usually supporting a good cause, you're generally paying a lot less than you would at the mall. And chances are low that anyone else will be sporting that same top you bought at the Salvation Army last week.

3. Keep your receipt! I've learned the hard way that regret might take a few days to sink in. If you know you're prone to impulse purchases (even if it's only occasionally), keep the receipt and RETURN it. Less clutter and your money is back in your pocket.

4. Develop a minimalist style. Have a penchant for Calvin Klein? Study the style of minimalists, and you'll have a great style that doesn't require a lot of extra accoutrements in your closet.

5. Skip trendy and buy quality, classic pieces. What's a better value--the $10 t-shirt you wore once before it fell apart or the $30 tee you were able to wear 30 times before it started to go? One of the most wasteful parts of fashion is disposable clothing. Stop buying into trends that you toss after a couple of months. Buy classic (not boring!) pieces that you'll be able to wear over and over again. For example, I recently bought a pair of flats. I could've bought something bright and colorful like the ones below, but they wouldn't have coordinated with much in my wardrobe.


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Instead, I stalked these flats at TJMaxx and finally bought them when the hit the clearance rack at $29. If you can get a lot of wear out of colorful items, then explore your options. But, if you're like me and get the long haul out of neutrals, then pick a classic shape and style that you won't have to toss a few months down the road.


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When it comes to your wardrobe, there are plenty of ways to streamline without giving up your style.

Wednesday, July 15, 2009

How to waste your money?

Don't pay attention.

A little backstory: After living in a super casual rural town for awhile (and not updating my wardrobe while I lived there), most of my basics became very worn out. When we moved back to a more citified area, I decided to go ahead and replace all those clothes that were on their last legs. I didn't even have a pair of basic black pants! So I stalked the sales at Banana Republic (I love their pants and skirts) and bought some new jeans, black pants, basic skirts, etc. I was thrilled.

Fast forward a couple of seasons and I finally decide to start seriously working out again. Now, when I work out, I actually gain weight. I'm a fairly teeny person, and any muscle I get from working out creates some nice bulk (yes, I need bulk--I'm telling you, I'm shrimpy). I then discovered that almost all of the bottoms I had bought no longer fit! I was able to sell most of them, and I replaced my jeans through online sales and thrift stores. I ended up getting a second black skirt that was a bit different than my Banana Republic basic--a high-waisted number from TJMaxx.

So what does all that have to do with not paying attention? Well, I started seriously cleaning out my closet and decided I didn't need two black skirts that were fairly similar. Completely forgetting to check the sizes, I took the less basic, high-waisted number to the consignment store (and it sold quickly). I grabbed the basic black pencil skirt I still had in the closet for church the other morning when I realized...it was too small. This was one of the purchases that I had outgrown, and I had gotten rid of my only other black dress skirt.

**bangs head**


So now I will be stalking sales again, in search of a black skirt. I did have two, but now I have zero since I wasn't paying attention.


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Tuesday, July 14, 2009

July check-in

I can't believe this month is almost half gone! I feel like July has taken me for a bit of a ride, and I haven't been able to get much done. So here's a reminder to myself to be productive...

1. Make an extra $50. No progress on this since I made that $26 during the first week of the month. I am going to the consignment store next week, so hopefully I will have some good news then. I have a few small items I could relist on craigslist, but the spam from that site has been intense lately. Bah.

2. Reread a financial or simplicity book. I just got around to reading (finally!) The Omnivore's Dilemma. I have In Defense of Food, and this was just as good. Now that I'm finished, I think I'm going to reread Voluntary Simplicity to accomplish my goal.

3. Take all the glass to the recyclery. Haven't done and don't know when I will! Usually J and I go over there together, but I might just have to do this on my own sometime during the week.

And my personal goal this month is...
Start writing in my gratitude journal again. I've been pretty successful with this, yay! There have only been a few days that I've missed so far.

Monday, July 13, 2009

Menu Plan Monday

Monday: red fried rice, salad
Tuesday: broccoli and cauliflower gratin, sour cream biscuits
Wednesday: black bean tortillas, rice
Thursday: pizza

We'll be out of town visiting my family this weekend, and I'm planning on just grabbing something on the road on the way home Sunday evening.

Sunday, July 12, 2009

Low-spend weekend

Well, J and I have had a fun, low-cost weekend these past couple of days. Friday night was spent at the park seeing It's a Wonderful Life (free), though I did succumb to a candy bar from the snack cart ($1-bad!). Saturday, we spent $10 seeing Public Enemies. I thought the movie was really good, but not as fulfilling/spectacular as I had hoped. Still, I don't feel like I wasted my $5. We decided to try to only see two movies this summer, and that was the one J picked. Our mailbox will be on fire with Netflix dvds come fall!

After the movie, we went to a church cookout; I had already bought the chips I was bringing during my regular grocery shop. Today after church we stopped by my favorite local grocery store (where I buy all my wonderful, inexpensive produce) and treated ourselves for $5: we bought lemons for lemonade, fresh garlic, and two sparkling fruit drinks.

Groceries should be all I need to purchase this week. We'll be heading out of town on Friday, and I will need gas+oil change Friday morning before we head out.

And while I'm spending money, I hope my items are selling at the consignment store and helping me toward my $50 goal!

Friday, July 10, 2009

Frugal Friday: New uses for old things

Ok, so a Magic Eraser isn't really old. But I normally only use it for cleaning around the house--stained countertops, dirty walls, soap scum, etc. but I found a new use for that little scrubber yesterday, and I'm very happy about it.

I was bumming around the bookstore the other day when I spied a hardcover book that would make a great gift (it's a secret, just in case that person discovers this blog). There were three copies on the shelf, but two were pretty beat-up. The third wasn't damaged in any way, but the cover was very dingy and dirty. I decided to go ahead and buy it and try to get it clean at home. I figured that, at the worst, this was for a person who wouldn't mind the dinginess so much and would forgive me that gift faux pas since it was such a good book. :)

I was going to try some soap and a bit of water on the cover, but then I thought: Magic Eraser! It took all the dirt off without stripping any of the lettering, and the book looks perfect. So if you have a Magic Eraser lying around and you need to clean up some books, give it a try!


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Thursday, July 9, 2009

Clearance tip: Don't forget your grocery store!

I stopped by Publix the other day to pick up a few things Target doesn't sell, and I spied a ton of Pyrex baking dishes on the clearance shelf. I wanted to load up, but I resisted--the only piece I really needed was this loaf pan that was only $4.50. I need to remember that grocery stores have more than just food, and sometimes you can score some great (and useful) deals.


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